Once I had a, uhm, dark gentleman turn right in front of me at 45mph. Of course he had no insurance or even a drivers license. Luckily I was insured for uninsured motorists but it still cost me $500 for the deductible. If they can't rob you on the street or steal your bike, they will always find a way to take your money.
Actually he didn't just turn in front of me...We were in two lanes of an off ramp that went through an intersection. Each lane went straight through or you could also turn left or right respectively. Well he stopped in the right lane while the light was green and just turned left right in front of me. I T-boned him real good and my car was completely done. Then he tried to flee the scene.
A pic is worth ten fousand words. I'm the blue arrow hurp durpin at 45mph.
500 bucks and I had to drive a fucking Geo that the insurance company gave me.